Archive for January, 2009

Profitable Business: Government Grants without the costs

Friday, January 23rd, 2009

Government grants are a very nice way to obtain capital for your business. The award is supplied by tax-payer funds and you are not required to repay the grant; unless it is determined that you are not performing the tasks for which the grant was awarded. Do not fall into the trap of thinking the grant award is “beer money” or for that long awaited vacation. The grant award requires service and or research to be performed in accordance with the grant’s purpose.

We have all heard about business models that will guarantee to find you a government grant. I addressed this issue in another post stating that if they could guarantee a check, why not accept a finders fee in lieu of monthly, recurring payments? I still have not found a plan that will do just that; however, here is the URL for obtaining government grants:

The information contained on the web site is sparse. However, the web site is an excellent place to start in order to determine is any of the grants are applicable to you and your business. Now, there are people who do not want to be bothered and find the costs associated with the various online grant programs acceptable. Remember, time is money.

Government grants are constantly being added and removed from the list. Grant search providers can be worth the cost if they are finding you grant money and not just taking your monthly service fee. Applications for government grants also take time to process, so you will be paying a monthly service fee while you wait for the grant governing body to determine who will receive the grant.

Enjoy your quest for e-business success and remember, E-Business Juncture is here to help you along the path. Take the time to perform research. Successful business and e-business is built over time.

Mike Kniaziewicz, MIS

Virgin Mobile is facilitating 3rd party services billing fraud

Wednesday, January 7th, 2009

I have been a subscriber to Virgin Mobile for a while now. Last August, 2008, I started to have my top-up amount being reduced by third party text-messaging providers to which I did not subscribe. So, at this point we have theft involved. So, I did what any person would do and called customer service.

Virgin Mobile’s customer service is not very helpful. Talking to a representative of Virgin Mobile, I was told there was nothing they could do to stop the fraudulent billing. However, they would provide me with a phone number to call to stop the service and recover my money. I also had them LOCK my text messaging ability.

I called the number Virgin Mobile provide for the fraudulent billing. To my surprise the third party company did not have my cell phone number on record. I ask myself this, “How are they able to place charges on my account for services they claim not to be providing?” The matter gets worse.

Remember earlier in this post when I mention that Virgin Mobile LOCKED my text-messaging on the accounts. Just this week I was slammed for another $20 from two text-messaging services I did not request. December I had $10 stolen from me from another third party provider. I called the phone numbers that Virgin Mobile provided and to my surprise they also did not have my phone number listed in their database.

How is it that I have to be an employee of an organization in order to get paid, but these third party companies just reach into an account and steal? At this point I will be stopping payment on my last top-up amount and cancelling my service with Virgin Mobile. I do not have any of these issues with TracFone.

A word to the wise, “Check your cellular phone bill.” Also, stay with a provider that has a customer service center that will be of some assistance and not be a part of fraudulent billing. The economy is tough enough without having your money stolen through fraudulent billing practices. Many of these companies reside in other countries, so good luck trying to be reimbursed for the money stolen from you.

Mike Kniaziewicz, MIS